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Sunday, November 02, 2003
In the aftermath of the vast destructive fires in San Diego and San Bernardino, there has been a lot of talk about how the residents of these areas are idiots for building their houses in fire-prone habitats. I present a sample of such opinion.
First, from today's San Jose Mercury News letters page:
(Ben Lomond, for those of you who don't know Northern California geography, is a small town in the hills above Santa Cruz -- a heavily forested region.)
A few days ago the Merc ran an op-ed by Frances Dinkelspiel:
The letters I quoted were criticisms of others' behavior. Dinkelspiel's essay by contrast is a peculiar type of self-criticism. The author pretends to criticize herself, but really asserts her superiority by criticizing all mankind. Such works vary with the fashion of the times. The 19th century version of Dinkelspiel would have told us that we were doomed because we sin, and that God is the master of our fates. Now Gaia has supplanted Yahweh, and Dinkelspiel indicts us for offending Mother Earth. And yet all the people I have quoted are wildly overstating the danger that wildfires present to Californians. Twelve years ago, a fire in the Oakland hills burned about a thousand homes. The Southern California fires have burned a few thousand homes. California has more than thirty million people. Let us say that there are 100,000 homes in areas of "high fire danger". If each home had an average lifespan of 100 years, then 1000 homes would wear out every year and need to be replaced. Dinkelspiel goes even further off the deep end by listing every natural disaster that has ever occurred in the Golden State. "San Francisco has been engulfed in flames seven times since the Gold Rush" is a laughable misrepresentation of the historical record, as the last major conflagration in that city occurred, oh, 97 years ago. Dinkelspiel also invokes the spectre of earthquakes. Again, when the cold facts are viewed, the danger of earthquakes is negligible. Major earthquakes occur once every decade or so. A few dozen people die. Some small proportion of property is damaged (of course, because the state is so wealthy, even a tiny fraction can run into the billions of dollars). A fraction of one metropolitan area's commuters are inconvenienced until roads are repaired. Easterners have a smug attitude about the foolish Californians' propensity to live where the ground shakes. But it is likely that a New England winter would cause us more hardship and inconvenience than the amortized damage of earthquakes. Again, run the numbers: Given a population of 30 million, four hundred thousand people die every year and some one hundred thousand dwellings need to be replaced. Dinkelspiel's essay is even weirder when you consider that it is not just a criticism of human beings, but of all living things. All animals subjugate their environment to their will to the extent that it is possible for them to do so. All living things inhabit areas that are potentially dangerous but also sustain life. (I doubt that a fox or deer would enjoy being transported from the San Bernardino forests to the Mojave desert, the considerably fewer number of fires in the latter area notwithstanding.) When you think about it, Dinkelspiel's argument is that a living thing should choose only those habitats that can remain static for all eternity. What a bizarre misunderstanding of the dynamism of nature! * * * * * * It is interesting to read Jim Carlisle's complaint about the effect of the fires on insurance customers: Guess what will happen to your own homeowners' insurance premium because of these burned-down houses. It is surely going up so these people can have million-dollar houses in the middle of a forest. It's obvious that Carlisle, like so many people, have no conception of the nature and purpose of an insurance agency. If insurers were allowed to do their job, then the effect of these fires on you and me would be absolutely nothing. The function of an insurance agency is to calculate and assess risk, and the risk of a non-forest-inhabiting policyholder has not changed in the slightest. It is the premiums of the people who live in dangerous areas that should sharply increase. But of course that would conflict with the bleeding-heart belief that insurance companies should act as a welfare organization. As Matt Welch noted in last week's Hit and Run:
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